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Why do customers choose Bitsa?

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What is Bitsa?

Bitsa is a prepaid payment platform that issues virtual and physical Visa cards, allowing users to manage digital payments securely. It targets individuals seeking an alternative to traditional bank accounts, with services accessible across Europe and some global regions. Bitsa cards can be topped up via bank transfers, cryptocurrency, vouchers, or cash at affiliated merchants. The platform offers an app for real-time account management, international payments in EUR and USD, and the ability to withdraw cash from ATMs worldwide. Bitsa is particularly useful for those without access to mainstream banking or those prioritizing greater privacy when making online or offline transactions.

How to use Bitsa?

  1. Download the Bitsa app or register on the website.
  2. Complete online verification (KYC process if required).
  3. Choose and order a virtual or physical Bitsa card.
  4. Fund your card by bank transfer, supported cryptocurrencies, or vouchers.
  5. Use the card online, in-store, or at ATMs for payments and withdrawals.

The pro's of using Bitsa

  • Does not require a traditional bank account for setup.
  • Offers global usability with Visa network support, including EUR and USD transactions.
  • Multiple top-up methods: bank transfer, cryptocurrency, vouchers, and cash.
  • Enhanced control and security via prepaid system and mobile app.
  • Suitable for those seeking privacy and financial inclusion.

The con's of using Bitsa

  • Limited to regions where Bitsa is supported; primarily Europe-focused.
  • Fees apply for some transactions, including ATM withdrawals and top-ups.
  • Full access may require ID verification, reducing anonymity.
  • Cryptocurrency top-ups can involve volatility or additional conversion fees.

๐Ÿข Company Details

Founded

2018

Headquarters

Madrid, Spain

๐Ÿ’ฐ Fees & Transaction Limits

Fees

Free account, up to 1.5% for recharges, ATM and card usage fees apply

Minimum Amount

โ‚ฌ 10,00

Maximum Amount

โ‚ฌ 10.000,00

๐Ÿ’ฑ Accepted Currencies

EUR
USD
GBP

โฑ๏ธ Processing Time

Instant for card transactions, up to 1-3 business days for bank transfers

โœ… Eligibility Requirements

Valid ID, EU/EEA residency, 18+ years old

๐Ÿ”’ Security Features

EMV chip, 2FA, SSL encryption, transaction alerts, card freezing

๐ŸŒ Supported Countries

Austria
Belgium
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden

๐Ÿšซ Restricted Countries

United States
Afghanistan
Angola
Bosnia and Herzegovina
Burundi
Central African Republic
Congo
Cuba
Eritrea
Iran
Iraq
Lebanon
Libya
Mali
Myanmar
Nicaragua
North Korea
Somalia
South Sudan
Sudan
Syria
Uganda
Venezuela
Yemen
Zimbabwe
Updated: 28 October 2025

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