What is KEKS Pay?
KEKS Pay is a mobile payment application developed by Erste Bank, primarily serving users in Croatia, with limited acceptance beyond its home country. The platform allows users to send and receive money, pay at select merchants, split bills, and manage finances through both peer-to-peer and merchant transactions. The app works by linking a user’s debit or credit card, enabling cashless transactions via QR codes or phone numbers. Available for iOS and Android, KEKS Pay supports payments in HRK and EUR. It is designed to simplify everyday payments without requiring bank account information for transfers, promoting fast, secure, and convenient financial interaction between individuals and some businesses.
How to use KEKS Pay?
- Download KEKS Pay from the App Store or Google Play.
- Register using your mobile number and verify your identity.
- Link your debit or credit card to your KEKS Pay account.
- To pay or send money, select a contact or scan a QR code.
- Confirm the transaction to complete payment.
The pro's of using KEKS Pay
- Fast peer-to-peer payments using phone numbers.
- No need to exchange bank account details with contacts.
- Supports bill splitting and group payments easily.
- Offers secure authentication and transaction encryption.
- Works on both Android and iOS devices.
The con's of using KEKS Pay
- Limited primarily to Croatia; low acceptance internationally.
- Supports a narrow range of payment currencies (mainly EUR).
- Merchant acceptance is lower compared to global wallets.
- Some users report bugs and occasional transaction delays.
- Requires internet connection for all transactions.