What is KEKS Pay?
KEKS Pay is a mobile payment application developed by Erste Bank Croatia. It allows users to send and receive money, pay at supported merchants, split bills, and top up mobile phone credit. With KEKS Pay, users can make instant payments using only a mobile phone number, eliminating the need for sharing bank account details. The service supports both Android and iOS devices. Registration requires a phone number, and linking to a bank account or card is mandatory. KEKS Pay has steadily grown in the Croatian market and is accepted at various retailers and online shops, making everyday money transfers and payments more convenient for individuals in Croatia and visitors using EUR.
How to use KEKS Pay?
- Download KEKS Pay from Google Play or the iOS App Store.
- Register with your phone number.
- Link a debit or credit card (Mastercard or Visa) or your bank account.
- Add contacts or search by phone number to send/receive money.
- Select "pay," "request," or "split" and enter the amount.
- Approve and confirm the transaction.
The pro's of using KEKS Pay
- Instant money transfers between users via mobile number.
- No need to know recipient’s bank account details.
- Supports both in-store and online payments at supported merchants.
- User-friendly interface suitable for quick transactions.
- Registration available to Croatian residents and foreigners visiting Croatia.
The con's of using KEKS Pay
- Service and full features are limited mostly to Croatia.
- Only supports transactions in EUR; not suitable for USD or other currencies.
- Requires linking to a card or bank account for most functions.
- Limited merchant acceptance outside Croatia restricts international use.
