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trustly

Trustly

trustly.comUpdated: 06 August 2025

What is Trustly?

Trustly is a financial technology company that provides a secure, direct payment solution enabling consumers to make online payments directly from their bank accounts without the need for credit cards or third-party intermediaries. Founded in 2008 and headquartered in Sweden, Trustly operates across Europe and has expanded into other regions. The platform offers services for various sectors, including e-commerce, online gaming, and travel, facilitating seamless transactions for both businesses and consumers. Trustly prioritizes user privacy and security while ensuring fast and efficient payment processes, making it a popular choice for businesses seeking reliable payment solutions.

How to use Trustly?

  1. Select Trustly at checkout.
  2. Choose your bank from the list.
  3. Log in using your online banking credentials.
  4. Confirm the payment amount.
  5. Receive a confirmation of your transaction.

The pro's of using Trustly

  1. Direct Bank Transfers: Enables easy transactions directly from bank accounts without needing credit cards.
  2. Fast Transactions: Payments are processed quickly, often in real-time, enhancing user experience.
  3. Security: Employs strong encryption and does not store user credentials, ensuring data safety.
  4. Global Reach: Supports a wide range of banks across multiple countries, enhancing accessibility.
  5. Convenience: Streamlines the payment process by eliminating the need for additional accounts or apps.

The con's of using Trustly

  1. Limited Availability: Not all banks or regions may support Trustly, restricting its use.
  2. No Credit Card Support: Users who prefer credit card transactions might find it inconvenient.
  3. Transaction Limits: Some users may encounter caps on payment amounts, limiting larger transactions.
  4. Reliance on Online Banking: Users must have online banking enabled to use Trustly, excluding those who do not.
  5. Service Fees: Merchants may incur fees for using Trustly, which could affect pricing for consumers.