What is Vipps?
Vipps is a mobile payment platform originating from Norway that allows users to send, receive, and request money using their smartphones. Managed by Vipps MobilePay AS, the service supports peer-to-peer transfers, in-store and online payments, and bill splitting. Vipps is widely integrated with local and international banks and can be used with major payment cards. It focuses on security and user convenience with biometric authentication and transaction notifications. Vipps primarily operates in the Nordic region, but has expanded its features to cater to a broader European audience, supporting payments in major currencies like EUR and USD. The app is available for both iOS and Android devices.
How to use Vipps?
- Download and install the Vipps app from the App Store or Google Play.
- Register an account using your mobile number and authentication method.
- Link your bank account and/or debit/credit card to the app.
- Choose to send, request, or pay money to contacts or merchants.
- Confirm the transaction using biometric verification or PIN.
The pro's of using Vipps
- Fast, easy peer-to-peer and merchant payments using a mobile device.
- Strong security with biometric authentication and transaction alerts.
- Widely accepted in Nordic countries and increasingly across Europe.
- Integrates seamlessly with local banks and uses major cards (Visa/Mastercard).
The con's of using Vipps
- Limited availability outside Scandinavia and parts of Europe.
- Requires a compatible smartphone and stable internet connection.
- Not all international merchants support Vipps acceptance.
- Some features may be restricted based on user’s country or bank.