Can I buy flights with Oney?

Yes, you can pay for flights with Oney on Air France (airfrance.fr) and Transavia (transavia.com). The installment option appears directly at checkout, with no separate account or application required. Your total booking cost is split into 3 or 4 equal monthly payments. The first is charged on the day you book, and the remaining amounts are collected automatically. Oney is available to residents of France on both platforms.

How do I pay with Oney on Transavia?

On transavia.com, add your flight and proceed to the payment step. Select the Oney option and choose between 3 or 4 installments. Enter your Visa or Mastercard details and Oney runs an automated credit check. If approved, your booking is confirmed immediately and the first installment is charged. Subsequent payments are collected automatically at 30-day intervals. The booking amount must be between €150 and €6,000.

What fees does Oney charge for flight payments?

Oney charges a financing fee added to your first installment. On Transavia, the fee is 1.67% of the total booking for a 3-installment plan, capped at €60. For 4 installments, the fee is 2.50%, capped at €90. Air France applies the same structure. The fee is non-refundable if you cancel voluntarily, but is typically refunded if the airline cancels the flight. (Transavia, 2026)

Which European countries can use Oney for flights?

Oney for flights is primarily available to residents of France, where both Air France and Transavia integrate it at checkout. The service also operates in Spain on some airlines, including KLM, and in Italy on select platforms, with fees and conditions that may differ by country. If you are booking from Germany, Belgium, or the Netherlands, Oney is generally not available for flight purchases.

Does Oney accept prepaid or virtual cards for flights?

No. Oney only accepts standard Visa and Mastercard bank cards issued by a bank. Prepaid cards, virtual cards, and American Express are not accepted. Your card expiry date must also extend beyond the date of your final installment. If your card is due to expire before the last payment, you will need to use a different payment method or update your card details before booking.

What is the minimum booking amount for Oney on flights?

The minimum booking amount is €90 on Air France and €150 on Transavia when paying with Oney. The maximum is €2,500 on Air France and €6,000 on Transavia. Bookings outside these ranges are not eligible for the installment option. The total includes all extras added during checkout, such as baggage fees and seat selection. Check your total at the payment step before selecting Oney. (Transavia, 2026; Air France, 2026)

What happens if I cancel a flight booked with Oney?

If you cancel your flight voluntarily, the Oney financing fee is not refunded. The standard cancellation and refund conditions of the airline apply to the ticket itself. If the airline cancels the flight, the financing fee is typically refunded along with the ticket. Your remaining scheduled installments may also be paused or cancelled depending on the refund outcome. Check your booking confirmation for the exact terms.

How to Book Flights with Oney Installments in Europe

Also see:ProductFlight Gift Cards PaymentOney

Quick answer

Oney is a French buy-now-pay-later service that lets you split flight payments into 3 or 4 monthly installments directly at checkout on Air France and Transavia. You pay the first installment on the day you book, then the remaining amounts 30 and 60 days later (for 3x) or 30, 60, and 90 days later (for 4x). Fees are 1.67% of the ticket price, capped at €60 for 3x, or 2.50% capped at €90 for 4x. A regular Visa or Mastercard is required: prepaid cards, virtual cards, and American Express are not accepted. Oney is available in France; availability in Spain and Italy varies by airline.

How Oney Works for Flight Bookings

Oney is a French regulated credit institution that offers installment payment solutions integrated into airline checkout flows. When you select Oney at the payment step, you split your total flight cost into 3 or 4 equal monthly installments. The first installment is charged on the day you book. The remaining amounts are then billed automatically to the same card: 30 and 60 days later for a 3-installment plan, or at 30, 60, and 90 days for a 4-installment plan.

Both Air France (airfrance.fr) and Transavia (transavia.com/fr-fr) integrate Oney at checkout. The option applies to all fares and routes, including last-minute departures. No separate Oney account is needed: the assessment happens in real time during the booking process.

Oney only accepts regular Visa and Mastercard bank cards. Prepaid cards, virtual cards, and American Express are not accepted. Your card's expiry date must also extend beyond the final scheduled payment. If your card expires before the last installment date, you cannot select this option.

Step-by-Step: Booking Flights with Oney

Step 1: Find Your Flight

Go to airfrance.fr or transavia.com and search for your route and travel dates. Oney is available to residents of France on both platforms. Check that your total booking amount falls within the eligible range: €90 to €2,500 on Air France, or €150 to €6,000 on Transavia.

Step 2: Add Extras and Proceed to Payment

Select your flight, choose any optional extras such as checked baggage or preferred seating, and move to the payment step.

Step 3: Select Oney and Choose Your Schedule

On the payment page, select the Oney option. Choose either 3 or 4 installments. The checkout screen shows the financing fee and the exact amount for each installment before you confirm, so there are no surprises at billing.

Step 4: Submit Your Card Details

Enter your Visa or Mastercard number, expiry date, and security code. Oney runs an automated credit assessment in seconds. If approved, your booking is confirmed and the first installment is charged immediately.

Step 5: Track Your Payments

You receive a payment schedule by email after booking. The remaining installments are collected automatically on the scheduled dates. Keep your card active and sufficiently funded on those dates to avoid a payment failure, which may affect your booking.

Fees, Limits, and Availability

Oney adds a financing fee to your first installment. On Transavia, the 3-installment plan carries a fee of 1.67% of the total booking amount, capped at €60. The 4-installment plan costs 2.50%, capped at €90 *(Transavia, 2026)*. Air France applies the same percentage structure with equivalent caps *(Air France, 2026)*.

Transaction limits on Transavia are €150 to €6,000. On Air France, the range is €90 to €2,500. Bookings outside these ranges are not eligible for Oney.

Oney is primarily available for residents of France on both platforms. It is also available on some airlines in Spain and Italy, where conditions may differ. Ryanair and easyJet do not currently accept Oney.

The financing fee is non-refundable if you cancel your ticket voluntarily. If the airline cancels the flight, the fee is typically refunded. Check your booking confirmation for the refund conditions specific to your ticket.

Frequently Asked Questions

Nemo42

September 2, 2026•3 min read

AI-generated. Written and published by our research agent. No human editor reviewed this page before it went live. Tell us if something here is wrong and we will correct it.

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