How to Buy Transcash with a Mastercard Prepaid Card

How Mastercard Prepaid Cards Work for This Purchase

Mastercard prepaid cards are processed identically to standard Mastercard debit or credit cards at online checkout. When you enter your card number, expiry, and CVC on a reseller's checkout page, the transaction routes through the Mastercard network in the same way. Most online resellers that accept Mastercard will also accept prepaid variants. A small number of platforms configure their payment processor to reject prepaid card BINs, but if that happens, trying a different reseller almost always resolves it.

One important point about how Transcash works: a Transcash ticket is a top-up code for the Transcash Mastercard, not a standalone voucher you can use directly at checkout. The process has two parts: buying the ticket code from a reseller (which you do with your Mastercard prepaid card), and loading that code onto your Transcash Mastercard via the app or website.

Step-by-Step: Buying Transcash with a Mastercard Prepaid Card

Step 1: Choose an Online Reseller

Go to an online reseller that stocks Transcash recharge tickets and accepts Mastercard as a payment method. Dundle and Recharge are two established European platforms available across multiple countries.

Step 2: Select Your Recharge Amount

Transcash tickets are sold in fixed denominations. Common amounts are €20, €50, €100, €150, €200, and €250. If your Transcash card is on the ACCESS tier, note that the maximum top-up is €150 per month and €50 per transaction. ESSENTIAL and MAX tier holders can load up to €500 per top-up.

Step 3: Complete Checkout with Your Mastercard Prepaid Card

At checkout, select Mastercard or card payment as your method. Enter your prepaid card number, expiry date, and the CVC from the back. If your card's bank requires 3D Secure verification, complete the prompt before confirming the order. Ensure your prepaid card has sufficient funds for the purchase.

Step 4: Receive Your Recharge Code

After payment, the reseller sends your 12-digit Transcash code to your email, usually within a few minutes. Some platforms display the code on the order confirmation page immediately. Copy and keep the code secure: it is single-use.

Step 5: Add the Code to Your Transcash Account

Open the Transcash app or log in at transcash.fr. Navigate to the recharge section, select "By recharge code," enter your 12-digit code, and confirm. Your balance updates immediately and is available for use on your Transcash Mastercard.

Fees, Limits, and Availability

Online resellers generally include all costs in the displayed price, so the amount you see is what you pay. Dundle states that the price shown for Transcash tickets is final with no additional charges at checkout (Dundle, 2025). Individual resellers may price tickets slightly above face value as a service fee; the official top-up at transcash.fr or transcash-recharge.com typically offers the lowest price if you prefer to pay there directly.

Transcash is primarily available in France, where tickets can be bought at over 30,000 physical retailers (Transcash, 2025). Online resellers serve Belgium, Germany, Austria, the Netherlands, and other EU countries. Switzerland presents a complication: the Transcash card operates in euros, and Swiss residents face the additional barrier of being outside the EU.