What is Flik?
Flik is a Slovenian mobile payment solution developed by Bankart, designed for simple person-to-person and online transactions within Slovenia. It connects users’ bank accounts across major Slovenian banks, enabling instant payments and transfers using mobile devices. Flik supports both Android and iOS platforms and allows users to pay by scanning QR codes or entering recipients’ phone numbers. Security is ensured via two-factor authentication and transaction encryption. Currently, Flik is primarily limited to the Slovenian market and supports payments in euros (EUR). The service is aimed at individuals and businesses seeking quick, secure payment options without the need for cash, cards, or additional fees for domestic payments.
How to use Flik?
- Download the Flik app from Google Play or Apple App Store.
- Register with your bank and verify your mobile number.
- Link your Flik account to your bank account.
- To send money, select a contact or enter a phone number.
- Enter the amount and confirm the transaction.
- For purchases, scan the merchant’s Flik QR code to pay instantly.
The pro's of using Flik
- Instant euro payments between Slovenian banks 24/7.
- No transaction fees for domestic payments.
- User-friendly app interface suitable for quick transfers.
- Enhanced security using two-factor authentication.
- Available on both Android and iOS devices.
The con's of using Flik
- Limited to users with Slovenian bank accounts.
- Only supports payments in euros (EUR), no multi-currency.
- Not available for international transfers.
- Requires smartphone and stable internet connection.
- Customer support primarily in Slovenian language.
