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What is Netopia?

Netopia is a European payment service provider that offers digital payment solutions for businesses of all sizes. Primarily focused on the Romanian market but accepting global currencies such as USD and EUR, Netopia enables merchants to accept online and mobile payments through cards, e-wallets, and SMS billing. The platform provides an integrated solution for e-commerce businesses, featuring tools like invoicing, recurring payments, and fraud prevention. Netopia supports integration with popular e-commerce platforms and strives for compliance with international security standards, including PCI DSS. Its interface is designed for ease of use, aiming to streamline transaction processing and improve customer payment experiences.

How to use Netopia?

  1. Sign up for a Netopia merchant account online.
  2. Complete required KYC and verification steps.
  3. Integrate Netopia with your website or e-commerce platform.
  4. Configure payment methods (card, SMS, e-wallet, etc.).
  5. Start accepting payments from customers.
  6. Access your dashboard to monitor payments and manage transactions.

The pro's of using Netopia

  • Multiple payment methods supported, including cards, SMS, and digital wallets.
  • International payments accepted in major currencies (e.g., USD, EUR, RON).
  • Integrated fraud prevention tools enhance transaction security.
  • Easy integration with popular e-commerce platforms.
  • Transparent reporting and real-time monitoring for merchants.

The con's of using Netopia

  • Customer support is primarily focused on Romanian language; limited global support.
  • Service availability and features are concentrated in Romania, with less presence elsewhere.
  • Merchants may face settlement times that are slower compared to some global providers.
  • Transaction fees and detailed pricing can vary based on business type and volume.
  • SMS billing may not be available or practical in all countries.

🏢 Company Details

Founded

2003

Headquarters

Bucharest, Romania

Employees

100

💰 Fees & Transaction Limits

Fees

From 1% + €0.20 per transaction, varies by method

Minimum Amount

1,00

Maximum Amount

100.000,00

💱 Accepted Currencies

EUR
USD
GBP
RON

⏱️ Processing Time

Instant to 1 business day

✅ Eligibility Requirements

Business registration, valid bank account

🔒 Security Features

PCI DSS compliant, 3D Secure, SSL encryption, fraud prevention tools

🌍 Supported Countries

Romania
Germany
France
Italy
Spain
Netherlands
Hungary
Bulgaria
Poland
Austria
Belgium
Greece
Portugal
Ireland
Slovakia
Slovenia
Croatia

🚫 Restricted Countries

North Korea
Iran
Syria
Cuba
Updated: 08 October 2025