How to Book Flights with Alma Instalments in Europe

How Alma Works for Flight Purchases

Alma is a French BNPL service that splits a flight booking into 2, 3 or 4 monthly card charges. The first instalment is debited at checkout; the airline receives full payment immediately, so your booking is confirmed and your e-ticket arrives by email without delay. Remaining instalments are charged automatically on fixed dates. For plans of 3 months or fewer, no credit application is needed: under French law these plans are not classified as consumer credit.

KLM is the main European airline with a confirmed, publicly documented Alma integration. On klm.fr, passengers can pay their flight with Alma in 2x, 3x or 4x instalments, with transaction amounts ranging from €150 to €4,000. SNCF Connect also uses Alma for train journeys including Eurostar and FlixBus connections: a useful option if you are combining a flight with rail travel within France.

Step-by-Step: Booking Flights with Alma

Step 1: Go to klm.fr and search for your flight

Alma is currently available on KLM's French website (klm.fr). Search your route and complete passenger details as normal. If you are booking through a different airline or travel platform, check the payment page to confirm Alma appears as an option before proceeding.

Step 2: Select Alma at the payment page

At checkout, choose Alma from the payment method list. Pick your plan: 2x, 3x or 4x instalments. A clear breakdown of each payment amount and its scheduled charge date appears before you confirm. Booking amounts must fall between €150 and €4,000 to be eligible.

Step 3: Complete the Alma payment flow

You are redirected to Alma's hosted payment page. Review the instalment schedule and accept Alma's terms and conditions. Confirm your identity via 3D Secure authentication with your bank. The first instalment is charged immediately.

Step 4: Receive your booking confirmation

KLM sends your booking confirmation and e-ticket by email as soon as the first charge is processed. There is no waiting period: the booking is immediate.

Step 5: Manage your plan in the Alma dashboard

Log in at almapay.com to view upcoming charges. You can reschedule any instalment date free of charge. If you change your bank card during the plan, update it in the dashboard or subsequent charges will fail.

Fees, Limits, and Availability

Fees for Alma on flight purchases are set by the airline, not by Alma centrally. KLM in France markets its Alma plans as "sans frais" in some materials, meaning the instalment fee is absorbed by the airline. When fees do apply, the structure follows Alma's standard rates: approximately 1.65% for a 3x plan and 2.47% for a 4x plan *(Alma, 2025)*. The exact fee is shown on the Alma payment page before you confirm: check it at checkout.

Booking amounts eligible for Alma on KLM range from €150 to €4,000.

If Alma is not available at checkout on your airline of choice, similar BNPL alternatives include Klarna (offered by some European airlines and online travel agencies) and Oney (accepted by Air France and Transavia in France).