How to Buy Steam Wallet Credit with PayPal in Europe

How PayPal Works for Steam Purchases

PayPal is a supported payment method on Steam for accounts set to certain currencies, including Euros. If your Steam account uses EUR, you can add funds directly at the Steam checkout by selecting PayPal and logging in to your account. No gift card step is needed.

In July 2025, PayPal's acquiring bank stopped processing Steam transactions for several currencies outside of EUR, CAD, GBP, JPY, AUD, and USD. This means that Swiss users with CHF-denominated Steam accounts cannot use PayPal directly at the Steam store. The same restriction applies in a small number of other non-EUR European markets. For these users, the practical workaround is to buy a Steam Gift Card from a third-party retailer that accepts PayPal, then redeem the gift card code in your Steam account.

Step-by-Step: Buying Steam Wallet Credit with PayPal

Step 1: Sign in to Steam and open your account

Go to store.steampowered.com and sign in. Click your username in the top-right corner, then select "Account details" from the dropdown menu.

Step 2: Click "Add funds to your Steam Wallet"

On the account details page, click the "Add funds to your Steam Wallet" button. Steam will display a list of preset amounts to choose from.

Step 3: Choose your amount

Select a preset amount starting from €5, or enter a custom value if available in your region. Click "Next" to continue.

Step 4: Select PayPal and complete the payment

On the payment screen, choose PayPal from the list of options. You will be redirected to the PayPal login page. Sign in to your PayPal account, review the total, and click "Pay Now". Funds appear in your Steam Wallet immediately after confirmation.

Step 5: Gift card route for non-EUR accounts

If PayPal does not appear at Steam checkout, buy a Steam Gift Card from a third-party retailer. Dundle and Startselect both accept PayPal and deliver the gift card code by email within minutes.

Step 6: Redeem the Steam Gift Card

Log in to Steam, go to "Games" in the top menu bar, then click "Redeem a Steam Gift Card or Wallet Code". Enter the code from your email and click "Continue". The credit is added to your wallet instantly.

Fees, Limits, and Availability

Steam does not charge an additional fee for adding funds via PayPal. PayPal does not charge buyers for standard purchases at online stores. If you buy a Steam Gift Card through a third-party retailer, check the retailer's listed price, as some include a small service margin in the card cost.

PayPal is available across all EU member states and EEA countries, including Germany, the Netherlands, Belgium, France, Spain, and Austria. Direct PayPal payments at Steam checkout work for accounts set to EUR. Swiss users with CHF accounts, and users in other non-EUR European markets, should use the gift card method via a retailer instead.

Verified PayPal accounts can transact up to €60,000 per single payment *(PayPal, 2025)*, which comfortably covers any Steam top-up amount. There is no stated minimum top-up when paying with PayPal on Steam.