How to Buy Paysafecard Online in Europe: Payment Guide

What Is Paysafecard and How Can You Buy It in Europe?

Paysafecard is a prepaid payment voucher that lets you buy Paysafecard online across Europe without a bank account, credit card, or personal financial details. You purchase a 16-digit PIN code in a fixed denomination and enter it at checkout on any supported website. Codes range from €10 to €100 at most authorised resellers, with some platforms offering €150. Paysafecard is accepted at over 4,000 online stores including gaming platforms such as Steam, Xbox, and PlayStation, as well as streaming and entertainment services.

There are two main routes to obtain a Paysafecard code in Europe. The first is the official Paysafecard website, which supports a limited selection of payment methods. The second is an authorised third-party reseller that delivers the PIN code by email and supports local payment methods such as iDEAL, Bancontact, and Sofort. Resellers are the preferred route for buyers in the Netherlands, Belgium, and Germany who want to use a local bank payment.

Paysafecard is available in 33+ countries with full EU coverage including the Netherlands, Belgium, Germany, Austria, France, and Switzerland. Codes are issued in euros for most EU buyers. Purchase in the currency that matches your Paysafecard account to avoid conversion charges at redemption.

Payment Methods for Buying Paysafecard in Europe

Below are the most commonly available payment methods when purchasing Paysafecard codes through European online resellers. Availability varies by reseller and country.

iDEAL

iDEAL is the leading online payment method in the Netherlands and is accepted at major Dutch Paysafecard resellers including Startselect, Beltegoed.nl, and Herladen.com. The payment completes in seconds and the code arrives by email immediately. Most Dutch resellers charge no extra fee when paying with iDEAL; you pay the face value of the code. iDEAL is available to anyone with a Dutch bank account.

Bancontact

Bancontact is the dominant card payment method in Belgium and is accepted at resellers including Startselect (be-nl and be-fr storefronts) and Gamecardsdirect. Startselect's Belgian checkout also accepts KBC and Belfius bank payments alongside Bancontact. Code delivery is instant after a successful payment. Most Belgian bank accounts apply a per-transaction limit that comfortably covers all Paysafecard denominations available online.

PayPal

PayPal is one of the most widely supported payment methods for buying Paysafecard codes across EU countries. Dundle, Guthaben.de, Kartello.de, and Recharge.com all accept PayPal at checkout. No additional fee is charged by most resellers, though PayPal may apply a currency conversion charge if your account currency differs from the code denomination. Code delivery is by email, typically within minutes of payment confirmation.

Sofort (Klarna Sofortüberweisung)

Sofort is a direct bank transfer method used across Germany, Austria, and Switzerland. It is accepted at Startselect DE and other DACH-focused resellers for Paysafecard purchases. Payments are near-instant and result in immediate code delivery by email. Sofort is operated by Klarna but functions as a direct bank debit rather than a buy-now-pay-later product. No significant processing fee is applied at most resellers for Sofort payments.

Klarna

Klarna pay-later and instalment options are available for Paysafecard at select DACH resellers including Kartello.de and Guthaben.de. This allows you to receive the code immediately and pay at a later date or in instalments, subject to Klarna approval. Availability varies by reseller and country; not all platforms that list Klarna support it specifically for Paysafecard purchases.

Where to Buy Paysafecard Online in Europe

Several authorised platforms serve European buyers and deliver codes by email within seconds of payment.

Guthaben.de is an official German Paysafecard partner that accepts PayPal, Sofort, Klarna, and other DACH-appropriate payment methods. It is one of the most visited Paysafecard resellers in Germany, Austria, and Switzerland.

Startselect operates localised storefronts for the Netherlands, Belgium (Dutch and French), Germany, and Austria. Each storefront lists country-appropriate payment methods at checkout, making it straightforward to pay with iDEAL in the Netherlands or Bancontact in Belgium.

Dundle and Recharge.com both cover most EU countries and support over 15 payment methods each, including local bank options and PayPal. Both platforms deliver codes within seconds of a successful payment and are available in multiple European languages.

For buyers who also browse gaming gift card marketplaces, the following platforms carry Paysafecard codes alongside other game credits:

Tips and Things to Watch Out For

Redeem within 30 days. After purchase, redeem your code to a my paysafecard account within 30 days to avoid a €4 service fee *(paysafecard.com, 2025)*. Redemption takes under a minute on the official site.

Avoid inactivity charges. A €5 monthly fee applies if no purchase is made within 12 months of the last account activity *(paysafecard.com, 2025)*. Keep your balance in active use to avoid this charge.

Buy only at face value. Authorised resellers sell Paysafecard at face value or with a small, clearly stated service fee. Listings offering a €50 code for significantly less are almost certainly scams or previously used codes.

Match the code currency. European resellers issue codes in euros by default. If the platform where you redeem the code charges in a different currency, Paysafecard may apply a conversion rate. Check this at the point of redemption.