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How to Buy Steam Wallet Credit with Sofort in Europe

Quick answer
Sofort works for Steam via Klarna Pay Now, the instant bank transfer option that replaced standalone Sofort in March 2025. Since Steam does not offer Sofort directly at checkout, the method is to buy a Steam Gift Card from a European reseller such as Startselect, Dundle, or Guthaben.de, pay with a bank redirect, and redeem the code in your Steam wallet. The process takes under five minutes. This combination works in Germany, Austria, Switzerland, Belgium, and the Netherlands; buyers in France have limited Sofort coverage.
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How Sofort Works for Steam Purchases

Sofort works for Steam via gift card resellers, not through Steam's own checkout. Since March 2025, Sofort has been absorbed into Klarna Pay Now, which offers the same instant bank redirect experience. *(Klarna, 2025)* Depending on the reseller and your country, the option appears as "Sofort", "Sofortüberweisung", or "Klarna Pay Now" at checkout.

The standard route to buy Steam wallet credit with Sofort is to purchase a Steam Gift Card from a European reseller that accepts Sofort, then redeem the code in your Steam wallet. Startselect, Dundle, and Guthaben.de all support this payment method and deliver codes by email within seconds of payment.

Since March 2025, Sofort operates through Klarna Pay Now rather than as a standalone method. At reseller checkouts, "Sofort" and "Klarna Pay Now" refer to the same bank redirect process. Choose whichever label appears.

Step-by-Step: Buying Steam Wallet Credit with Sofort

Step 1: Choose a European Reseller That Accepts Sofort

Visit a Steam Gift Card reseller that supports Sofort or Klarna Pay Now. Startselect, Dundle, and Guthaben.de all accept this payment method across Germany, Austria, Switzerland, and the Netherlands. KREDU (kredu.de) is another DACH-focused option that advertises fast code delivery.

Step 2: Select a Steam Gift Card Denomination

Choose from the available denominations: typically €5, €10, €20, €50, or €100. The card currency must match your Steam wallet currency. EUR-denominated cards do not redeem on a CHF or GBP Steam wallet.

Step 3: Pay with Sofort at Checkout

At the payment step, select Sofort or Klarna Pay Now. You are redirected to your bank's online banking environment. Log in, select the account to debit, and confirm. The payment clears within seconds.

Step 4: Receive the Steam Code by Email

After payment, the reseller delivers a Steam Wallet code to your email address, typically within 60 seconds. Check your spam folder if the email does not arrive.

Step 5: Redeem the Code on Steam

Open Steam and navigate to Account Details. Select "Add Funds to Your Steam Wallet", then "Redeem a Steam Wallet Code". Enter the code and confirm. The credit is available immediately for games, DLC, and in-game items.

Fees, Limits, and Availability

Resellers that accept Sofort for Steam Gift Cards do not publish a separate Sofort surcharge. Processing costs are built into the card price displayed at checkout. Comparing prices between resellers before buying is worthwhile, as markups vary between platforms. Steam Gift Cards start at €5, making that the minimum practical transaction. Historical Sofort per-transaction limits were around €250, well above the maximum Steam Gift Card denomination of €100, so limits are not a practical concern here.

Sofort and Klarna Pay Now are available in Germany, Austria, Switzerland, Belgium, the Netherlands, Italy, Spain, and Poland. Buyers in France have limited Sofort coverage; PayPal or card payment tends to be more reliable at French-market resellers.

EUR-denominated Steam Gift Cards cannot be redeemed on a Steam wallet set to a different currency, such as CHF or GBP. Check your wallet currency under Steam Account Details before buying.

Frequently Asked Questions

Selected Resellers

Nemo42
Nemo42
September 15, 20263 min read
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